Whether you are buying a home, investing in property, building, growing a business or funding a property development, AUD Financial Group can help you understand and explore your finance options.
We work with a range of Australian banks, non-bank lenders and specialist finance providers. Our team supports you throughout the process, from the initial assessment and document preparation to application, approval and settlement.
We assess your income, assets, loan purpose and finance requirements before identifying options from our lender panel.
We consider more than the loan amount and interest rate. Cash flow, repayments, loan terms and future flexibility also matter.
We provide clear guidance through assessment, document preparation, lender submission, approval and settlement.
We support home buyers, investors, self-employed clients, businesses, builders and property developers.
There are many lending products available, but an appropriate finance structure needs to reflect your income, assets, loan purpose, cash flow and future plans.
AUD Financial Group specialises in residential lending, commercial finance and property development funding. We begin by understanding what you are trying to achieve before assessing possible loan structures and lender options.
Our role is to help you understand the rates, fees, conditions, flexibility and potential risks associated with each option, so you can make a more informed finance decision.
Learn More About Our ServicesFinance support for first home buyers, owner-occupiers and clients moving to their next property.
Finance strategies for clients purchasing an investment property or expanding an existing property portfolio.
A review of your current interest rate, fees and loan structure to determine whether refinancing may better support your current goals.
Loan support for new residential construction, knockdown rebuilds and small residential building projects.
Finance solutions for commercial property purchases, business operations, equipment and business growth.
Funding structures based on the project type, land position, planning status, construction costs, presales and development timeline.
Alternative finance options for time-sensitive transactions, complex applications or situations that may not currently meet standard bank criteria.
Understand your borrowing position, deposit requirements and loan options before entering the property market.
Compare lending options and establish a repayment structure that reflects your household cash flow.
Review existing debt and structure new lending around your investment strategy and future plans.
Assess finance options using company, trust, business and personal income documentation.
Explore funding for commercial property, working capital, equipment and business expansion.
Structure funding for land acquisition, construction, development projects and short-term capital requirements.
Every client has a different income structure, asset position, family responsibility, business structure and long-term objective. We take the time to understand your circumstances before discussing loan products.
We help you understand the differences between participating banks, non-bank lenders and specialist finance providers.
Before lodging an application, we assess factors that could affect approval and assist with document preparation.
We explain interest rates, fees, repayments, loan terms, important conditions and potential risks.
Your finance needs may change as interest rates, income, assets and personal objectives evolve. We can review your lending position after settlement when required.
We discuss your property, investment, construction, business or development plans.
We review income, liabilities, assets, living expenses, deposit funds and existing loans.
We identify possible loan structures and compare relevant options available through our lender panel.
We assist with documentation, application preparation, lender submission and valuation arrangements.
We follow up conditional approval, formal approval, loan documents and settlement.
Following settlement, we can assist with loan reviews, refinancing and future finance requirements.
Tell us what you are planning. We will review your circumstances and discuss the finance pathways that may be available to you.
Book a Finance Consultation Submit Your Finance Request An initial assessment does not guarantee finance approval. The final loan amount, interest rate and conditions are subject to lender assessment and approval.Provide a few details and a member of the AUD Financial Group team will contact you to discuss your enquiry.
A broker can assess your objectives and financial circumstances, help identify possible loan structures, compare participating lenders and manage the application, approval and settlement process.
For many residential loan applications, the broker receives commission from the lender. Commercial, development, private lending or complex finance arrangements may involve an advisory fee, application fee or other charges. Any applicable fees will be explained and disclosed before services commence.
Yes. Depending on the lender and loan type, an assessment may consider tax returns, company financial statements, business transaction history, accountant information and other acceptable income evidence.
We first need to understand why the application was declined. Different lenders may apply different credit policies, but repeated applications should not be submitted without first identifying the underlying issue. We will assess the circumstances before discussing possible alternatives.
Borrowing capacity depends on income, existing liabilities, household expenses, credit history, deposit funds, loan purpose and lender policy. A preliminary assessment can provide a more relevant estimate.
Timeframes vary depending on the loan type, lender, complexity and availability of documents. Residential loans, commercial finance and development funding have different assessment processes. We will explain the expected stages before the application is submitted.
An initial discussion and document review can generally begin without lodging a formal credit application. Before any credit enquiry or formal submission is made, we will explain the next step and obtain the required authority.
Whether you are at the early planning stage or ready to submit an application, AUD Financial Group can help you understand the next steps.
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